Hillside homes can have high, even catastrophic, earthquake risk. The previous two posts discussed common geological and structural problems with hillside homes.
But if you live in or own a hillside home, what should you do? Move away? Just live with the risk, and hope “The Really Big One” doesn’t happen in your lifetime? Get the house seismically upgraded? Get more information?
Yes, those are the four options that come to my mind:
1. Move Away?
I’ll address this first, because many reading this are concerned about earthquake risk. Of those of you who own and/or live in a hillside home, I’m guessing a high percentage of you didn’t know how dangerous this type of home can be in an earthquake. It’s likely no one told you anything about earthquakes when you bought or moved into the house, in fact, it may not have even entered your mind at the time. But here you are, and now you are thinking of moving, perhaps.
Moving away makes sense if:
- You are confident the house is dangerous, and
- You’re confident that it would be too expensive for your budget to fix, and/or
- You aren’t too attached to the home, or maybe you don’t even like it.
Moving out of a hillside home that you perceive to be dangerous makes more sense, in my opinion, than staying and living with the risk. But you may want to consider my last point (#4 below) before moving.
2. Keep the house and live with the risk?
I certainly don’t recommend this. But there are some situations that are less risky than others.
If you own multiple homes and are rarely occupying the house, risk (at least life-safety risk) is obviously lessened simply due to the fact that you aren’t around much. If you don’t have kids and travel often, that’s a similar situation.
If you have a family, especially with a spouse or kids staying home during the day, you genuinely could be putting their lives at risk by not addressing potential seismic vulnerabilities in the place where most of their time is spent.
If your house is looming over your neighbor’s house down the hill, they could be at risk also due to your home’s earthquake vulnerabilities. You may both have earthquake insurance policies (unlikely), but that can’t make up for loss of life. Just something else to think about before you decide to do nothing.
Interestingly, there may be an economic argument against doing nothing also. Suppose your hillside home is worth a million dollars. Let’s say the chance of a severe earthquake affecting this house in the next 50 years is 20 percent (this is in the ballpark of what seismologists have estimated). Suppose the odds of collapse of the home during the earthquake are 50 percent (arbitrary number), with severe damage likely even if it does not collapse. A retrofit costing in the tens of thousands of dollars, or even $100,000, isn’t necessarily unreasonable in this circumstance, for those with the available capital and desire to keep the home.
There are situations where a retrofit could be more costly, but this would be difficult to know without more information (which is why I like Option #4 below).
It’s also possible that the house has low risk of seismic damage. In that case, it may be reasonable to live with the risk. But how would you know this? You probably need a specific assessment to be sure.
3. Have your home seismically upgraded?
Of course, I recommend a seismic upgrade for many hillside homes. I’m concerned about the risk of a Cascadia Megaquake, and what it will do to hillside neighborhoods. This is why I’m writing this and specializing in this type of work.
But the choice to upgrade the home has to work economically. Hillside home seismic upgrades can be expensive, and not only does the money need to be there to pay for the upgrade, but the benefit should be worth the cost to the homeowner. I recommend spending the time necessary up front so you have a good ballpark figure of the cost.
Don’t Mess Around With Cascadia
I strongly believe in conservatism with seismic upgrades. Our Cascadia Subduction Zone could produce a magnitude 9.0+ earthquake that could last 3 to 5 minutes. This earthquake will last much longer than earthquakes that have caused the collapse of hillside homes in California in recent decades. Homes that have poor seismic force resisting systems (such as stilts with wood bracing) could degrade with each cycle of ground shaking, and there could be hundreds of cycles in this type of earthquake.
My point is this: if you are going to do an upgrade, do something that will actually work. Don’t just pay someone a few hundred bucks to take a quick look at your house and give you a few cheap recommendations. Count the cost ahead of time and be willing to pay for the thorough upgrade that you really want, that will really do what it needs to do when the ground shakes longer than an average pop song.
Hillside home seismic upgrades are complex, and involve much more than just “attaching the home to the foundation”.
You will need a structural engineer who specializes in hillside building seismic upgrades. I’m trying to be that guy because there’s a need there, but if you find someone else who qualifies, that’s great! More engineers need to be doing this, in fact, we really need an “army” of specialty engineers and contractors retrofitting homes and buildings ahead of the earthquake who are passionate about this kind of life-saving work.
You will, in many cases, need a geotechnical engineer also. Geological risks can’t be ignored and can sometimes drive the cost of seismic rehabilitation through the roof. If landslide risk is high, mitigation may be expensive or even virtually impossible. Make sure you figure this out with a geotechnical investigation, and make sure their recommendations are followed in the seismic upgrade. Or, if landslide risk is apparently low, at least have a structural engineer consider slope stability in the seismic upgrade including a conservative design with a new foundation if needed.
Hillside Retrofit Economics
Some hillside homes are almost beyond hope of an adequate seismic retrofit due to high landslide risk or a combination of structural problems. It is possible that effective strengthening measures could cost in the hundreds of thousands of dollars if the owner wants to really mitigate their slope stability or significant structural weaknesses. There is little benefit to retrofitting a home structurally if the ground it sits on is unstable.
The earthquake risk of hillside homes varies significantly from house to house and from site to site, and the cost of a necessary seismic retrofit can vary from $0 (no retrofit necessary) to extremely expensive. The decision to upgrade, move away, or live with the risk is a personal decision based on life-safety concerns, risk tolerance, and personal economics.
Due to the variability of cost and the many factors affecting the seismic risk of hillside homes, there is a need for good, up-front information for hillside homeowners.
4. Get More Information.
I hope the information in these blog posts about hillside homes is helpful for making decisions. Since the information is not house-specific, however, many need to go a step further.
Consulting a structural and/or geotechnical engineer is appropriate, and I am happy to do this. My preferred approach is to use a developed seismic risk assessment methodology. I currently use FEMA P-50, P-58, and ASCE 41, depending on the situation. You can learn more about these assessments here.
I believe seismic risk assessments have great value, and are a good first step in the decision process. If you hire me for an assessment, you will get a structural engineer’s opinion (a qualitative assessment) as well as an analytical (quantitative) assessment. This first-pass information can be done quickly at a relatively low cost, to help develop the “big picture” of what a potential retrofit would look like and what the potential benefits are.
“FEMA P-50” is a good seismic methodology that applies to most hillside homes. It will grade the house (with a letter grade from A to D-) based on how well it will perform in our largest expected earthquake. When I assess a home this way, I develop retrofit concepts and then grade the house pre-retrofit and post-retrofit. Sometimes I will provide a “lean” retrofit option, in addition to a more thorough retrofit option, if that makes sense for the particular structure.
Even if your hillside home was engineered relatively recently, it doesn’t hurt to have it double-checked. Engineers make mistakes sometimes, and hillside home retrofits can be difficult to design correctly.
If you’ve read all three of my blog posts on hillside homes, you can hopefully tell that I’m trying to sound the alarm regarding earthquake risk with these types of homes. However, not all hillside homes are in danger.
My main point is that there are many variables to seismic risk with these unique structures. To make an informed decision about what to do, hillside homeowners need accurate information that takes all these variables into account. This information may lead you in many different directions depending on your specific house and personal situation.
For more information about seismic risk assessments and retrofitting, please see the Cascadia Risk Solutions website.